Grow your business with our currency exchange service

Give your customers the cash they want, in the currency they need

Many banks are requiring independent foreign currency retailers to implement comprehensive anti-money laundering (AML) monitoring. This is expensive and beyond the means of many small and medium sized businesses who as a result are having to withdraw this service.

How we can help

As a bank approved supplier of foreign currency we can appoint you as our Agent meaning you will still be able to provide foreign currency to your customers using our AML compliant product. CEL has been reviewed by HMRC and meets all the MSB AML regulations. We can offer you our foreign currency service using our fully supported systems and software providing you with all regulatory support to comply with AML requirements.

What this means for you

You'll continue to decide your own prices, set your own margins, have full control of your own stock and still use your own branding while taking advantage of our preferential rates and free software.

So if your bank has told you that you can't offer foreign currency anymore, contact us!


Order your currency from us (at a preferential rate)


Next day delivery with a secure carrier (order before 12 noon)


You set your customer facing rate


Use CEL's easy to use software free of charge

What our product allows you to do:

  • No bond required - you own the stock
  • Set your own price - this allows you to base your prices on local competition and stay in control of your own margins
  • Maintain control of your own stock
  • Use your own branding
  • Use your own till system
  • Get cash fast - we offer a next day delivery service

What we provide - AML compliance:

  • We provide software solutions for ordering and transaction data
  • ID requirements are system driven
  • ID scanning
  • Real time HM Treasury Sanctions checks
  • Previous customer look up
  • Transaction calculators
  • If you have your own software and want to continue using this - call 0800 195 9530 to discuss this further

To apply to become an Agent with Currency Exchange you can download an application. Once completed, please email a copy to


It's not essential but experience of offering foreign currency is desirable as you need to set your own rates and be comfortablewith the margins as well as understanding the risks involved with trading currency
There is no minimum or maximum order as you control you own your stock
We have software that's free to install and use and we provide the training at no additional cost. Our software also managesthe compliance and AML element of the transaction. You may be able to use your own software provided it meets our requirements, for more information call us on 0800 195 9530
Not independently unless you offer other MSB services yourself. We will arrange to add your name and address to our MSB registration to enable you to offer FX as an Agent of CEL.
CEL will give you access to our supplier website where this information is updated on a daily basis
Yes, just download the application form using the button above and email it to
CEL charge a 1% fixed fee, on the sterling value, on every customer buy or sell transaction. We receive preferential rates and the rates we buy wholesale are passed directly to you. Please see below the rates you will buy your currency at.
Currency required% below spot
Majors (e.g. Turkish Lira)1%
Value ordered in sterlingCash transit fee
0 - £25k£12.68
£25 - £50k£21.55
£50 - £75k£30.42
£75 - £100k£39.29

These prices are correct as of 17/03/2017.

Fee example
  • Order
You order $50,000 and the spot rate is 1.4848 (you will buy at 1.4830) This will cost £33,715.44 plus £21.55 delivery - £33,736.99 in total
  • Transaction
Customer buys $500 at a rate of 1.4242. This costs the customer £351.07 Currency Exchange will then deduct £3.51 - 1% of the sterling value